Terms

Website Terms of Service

Effective date: November 13, 2026

These terms cover your use of tryrafter.com, including the Cash Gap Calculator and our inquiry form (the "Site"). They don't cover applying for or receiving credit. If you apply, you'll do that on the Rafter application, which has its own terms, and any credit is governed by a separate loan agreement.

1. Who we are

The Site is run by Round Hill Technologies, Inc., doing business as Rafter ("Rafter," "we," "us"). By using the Site or submitting a form, you agree to these terms. If you use it for a business, you confirm you can agree for that business. The Site is intended for U.S. businesses.

2. The calculator gives estimates, not offers

The Cash Gap Calculator estimates the gap between when your business pays its AI bills and when your customers pay you. Results depend on the numbers you enter and on simplified assumptions, and may differ from your actual cash position. Nothing on the Site is financial, legal or tax advice, or a recommendation to borrow.

3. Asking is not applying

Sending our inquiry form tells us you're interested. It isn't an application, it doesn't involve a credit check, and it doesn't commit you or us to anything. Nothing on the Site is an offer of credit. Rafter lines are for business purposes only, are subject to eligibility and approval, and are available only in select states. The Site describes how a Rafter line generally works. Your actual terms, including APR, are provided in writing before you commit.

4. Using the Site

Please don't submit false information or information that isn't yours, scrape or copy the Site by automated means, use it to build a competing product or train AI models, interfere with its security, or use it for anything unlawful. We may limit or end access for anyone who does.

5. Our content

The Site, the calculator and its methods, and the Rafter name and logos belong to Rafter or our licensors. You may use the Site to evaluate Rafter for your own business. If you send us feedback, we may use it freely.

6. Disclaimers and limits

The Site and calculator are provided "as is." To the fullest extent the law allows, we disclaim all warranties, including accuracy and fitness for a particular purpose, and we aren’t liable for indirect or consequential damages or lost profits from using the Site. Our total liability for any claim about the Site is limited to $100. Nothing here limits obligations under a loan agreement or any liability that can’t be limited by law.

7. Disputes

These terms are governed by New York law. Disputes about the Site will be resolved in the state or federal courts in New York County, New York, except that either of us may bring an individual claim in small claims court.

8. Changes and contact

We may update these terms by posting a new version here. Questions: info@tryrafter.com.